Gifts That Pay You Income

Gifts That Pay You Income

There are ways you can receive an annual income for life, and at the same time, power the American Lung Association’s research, education and advocacy that will help save lives now and for future generations.

If you’re considering this kind of gift, we recommend that you consult with your financial advisor.

Charitable Gift Annuities

You can donate cash or securities with $20,000 or more to the American Lung Association and receive payments for life in return.

Your potential benefits include:

  • Your payment will never change, and can now go as high as 9.5 percent, depending on your age (you must be 55 or older). If you don’t need the income immediately, you can schedule payments to begin at least one year after your donation. The longer the deferral period, the higher your payment rate;
  • You may be able to reduce your tax burden for the year you make the donation;
  • Gift annuities are an ideal way to provide financial security for you and a loved one;
  • You may avoid some capital gains tax when you use appreciated stock to fund your gift annuity.

To learn more about annuity gifts please click here.

Gift annuities are offered through a partnership with the National Gift Annuity Foundation. NGAF is the largest independent platform offering charitable gift annuities in the US, registered in all states except HI. All remainder proceeds of gift annuities will be granted to the American Lung Association. Find more information at www.nationalgiftannuity.org.

Charitable Remainder Trusts

You can donate appreciated securities or real estate $100,000 or more to the American Lung Association and receive payments for life, or for a fixed number of years, in return.

Your potential benefits include:

  • You avoid paying capital gains tax on sales of appreciated stock and real estate.
  • Convert the full value of stock into a lifetime income stream.
  • Receive a significant charitable income tax deduction.
  • Remove assets from your taxable estate.