Yes, you can make an impact for future generations.
Even if you’re concerned about maintaining your current lifestyle or your family’s financial security, you can make an impact to create a world without lung disease.
How? By setting up a gift that costs nothing now.
You can help save lives from lung disease for generations to come simply by signing your name. Don’t worry, you can change your gift at any time and for any reason. The difference you make will transform the world for years to come.
A Gift in Your Will is One of the Easiest Ways to Fight Lung Disease
- No payment now: It costs you nothing now to give in this way;
- Flexible: You can alter your gift or change your mind at any time and for any reason;
- Lasting impact: Your gift will create your legacy of love for people with lung disease now and for generations to come.
Four Simple ‘No-Cost-Now’ Ways to Give in Your Will
General Gift
Leaves a gift of a stated sum of money in your will or living trust. For example, you might decide to leave each of your grandchildren $10,000. It’s considered general because it doesn’t specify from where the money comes.
Residual Gift
Leaves what is left over after all other debts, taxes and other expenses have been paid.
Specific Gift
Leaves a specific dollar amount, percentage, fraction or specific items (collections, art, books, jewelry and so on).
Contingent Gift
Leaves a stated amount or share only if a spouse, family member or other heir/beneficiary does not live longer than you. In other words, your gift is contingent upon whether or not they survive after you.
Example:
You can mix these no-cost ways together. For example, you might consider leaving a specific percentage (such as 50 percent) of the residual to the American Lung Association contingent upon the survival of your spouse (meaning, as long as your spouse is no longer here).
Gifts by Beneficiary Designation, An Easy ‘No-Cost-Now’ Way to Give
It’s easy to put your bank accounts, retirement funds, savings bonds and more to use in creating a world free of lung disease and it costs nothing now.
By naming the American Lung Association as a beneficiary of these assets, you power the research, education and advocacy that will help save lives now and for future generations. And it will be your legacy of love for the world.
Potential Benefits
- Reduce or eliminate taxes on retirement assets;
- Reduce or avoid probate fees;
- No costs when you give now;
- Create your legacy with the American Lung Association.
How to Change a Beneficiary Designation

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Types of Gifts by Beneficiary
Bank Accounts, CDs, Brokerage Accounts, and Commercial Annuities
This is one of the easiest gifts to give and one of the most useful in accomplishing what you want—stopping lung disease. The next time you visit your bank, you can name the American Lung Association (Tax ID: 13-1632524) as the beneficiary of a checking or savings bank account, a certificate of deposit (CD) or a brokerage account. When you do, you’ll take a powerful step toward a world free of lung disease for generations to come.
Retirement Funds Gift
You can simply name the American Lung Association as a beneficiary of your retirement plan to end lung disease and save more lives. Naming the American Lung Association as a beneficiary of your retirement account can be an attractive option for leaving a legacy while reducing income and possibly estate taxes for your loved ones.